Navigate the home buying process with confidence. Walk through every step from checking your credit score to getting the keys — with mortgage calculators, down payment assistance program info, closing cost breakdowns, and document checklists at every stage.
Build Prompt
Copy this prompt into Claude Code
Build a static HTML first-time home buyer guide. Dark theme with background #0a0a0f, surfaces #12121a, borders #1a1a2a, accent color #b45309 (amber-brown). Interactive calculators run client-side. localStorage for progress tracking.
Step-by-step guide (progress tracker): 1. Check financial readiness (credit score ranges, debt-to-income ratio calculator, savings targets), 2. Get pre-approved (mortgage types comparison: conventional, FHA, VA, USDA), 3. Find a real estate agent (what to ask, how agents get paid), 4. House hunting (needs vs wants worksheet, showing checklist), 5. Make an offer (offer letter components, negotiation tips, contingencies), 6. Home inspection (what to expect, deal-breakers), 7. Secure financing (rate lock, appraisal, underwriting), 8. Closing (closing costs breakdown, what to bring, final walkthrough).
Mortgage calculator: home price, down payment (% and $), interest rate, loan term (15/20/30 year), property tax, insurance, PMI (auto-calculate if <20% down). Monthly payment breakdown with amortization schedule preview.
Affordability calculator: annual income, monthly debts, down payment savings, credit score range → estimated max purchase price using 28/36 rule. Show comfortable vs maximum budget.
Down payment programs: FHA (3.5%), conventional (3-5%), VA (0%), USDA (0%), state-specific first-time buyer programs. PMI cost calculator and when it drops off.
Closing cost estimator: by home price and state — title insurance, attorney fees, appraisal, inspection, recording fees, prepaid taxes/insurance. Typical range: 2-5% of purchase price.
Document checklist: pre-approval docs (pay stubs, W-2s, tax returns, bank statements), offer docs, closing docs. Interactive checklist with completion tracking in localStorage.
Glossary: 50+ real estate terms explained in plain English. FAQ section.
SEO: title, meta description, OG tags.
Read the guide at https://accessagent.ai/api/guide and follow it to deploy the site to AccessAgent.ai. My email is [your@email.com].
Make It Yours
Credit Score Optimizer
Tips to improve your credit score before applying, organized by impact and timeline.
Rate Comparison Tool
Compare mortgage rates across lenders and loan types with APR calculations.
Rent vs Buy Calculator
Break-even analysis comparing renting versus buying over 5, 10, and 30 years.
State-Specific Guides
State-by-state first-time buyer programs, closing process, and tax benefits.
Offer Strategy
Market-condition-based offer strategies for buyer's, seller's, and balanced markets.
New Homeowner Checklist
Post-closing checklist: change locks, set up utilities, homestead exemption, insurance.
Update Prompt
Update Prompt — Add market analysis
Add current housing market analysis section with buyer/seller market indicators. Include condo and townhouse buying considerations. Add investment property section for buyers considering rental income. Include new construction vs resale comparison guide. Redeploy.
SEO Tips
Target "first-time home buyer guide", "how to buy a house", and "home buying checklist" keywords.
Create calculator pages: "Mortgage Calculator", "How Much House Can I Afford", "Closing Cost Calculator."
Write program guides: "FHA Loan Requirements" and "Down Payment Assistance Programs by State."
Add FAQ schema answering "How much do I need for a down payment?" and "What credit score do I need to buy a house?"
Target seasonal real estate traffic in spring and summer home buying season.
Monetization Ideas
Mortgage lender affiliates (Better.com, Rocket Mortgage) for pre-approval referrals.
Real estate platform affiliates (Zillow, Redfin) for home search referrals.
Home insurance comparison affiliates for new homeowner policies.
Home buying book affiliates and first-time buyer course referrals.
Credit monitoring service affiliates for buyers improving their credit score.