Investing

Build a Retirement Planner with AI

Project your retirement savings trajectory with compound interest modeling, 401(k) and IRA contribution optimization, employer match calculations, Social Security estimates, and withdrawal strategy planning using the 4% rule and bucket strategies.

Build Prompt

Copy this prompt into Claude Code

Build a static HTML retirement planning calculator. Dark theme with background #0a0a0f, surfaces #12121a, borders #1a1a2a, accent color #059669 (emerald). Data from inline `const ACCOUNT_TYPES = [...]`, `const CONTRIBUTION_LIMITS = [...]`, `const SS_ESTIMATES = [...]`. Account types: 401(k), Traditional IRA, Roth IRA, Roth 401(k), HSA, Taxable Brokerage — each with contribution limits, tax treatment, withdrawal rules, and catch-up contribution ages. Social Security estimates by income and claiming age (62/67/70). Layout: Header with title. Input section: current age, retirement age, current savings, monthly contribution, expected return rate (slider 4-12%), employer match %, filing status. Results dashboard: projected balance at retirement (large number), monthly retirement income, years of retirement funded, savings gap (if any). Growth chart: line chart showing balance growth year-by-year with contributions vs growth breakdown. Account comparison: side-by-side Traditional vs Roth analysis. Withdrawal strategy section: 4% rule, bucket strategy, RMD calculator. Include "Retirement Planning 101" guide, "How Much Do I Need to Retire?" calculator, and "Common Retirement Mistakes" section. Save scenarios to localStorage. SEO: title, meta description, OG tags. Pre-fill with 2025 contribution limits. Read the guide at https://accessagent.ai/api/guide and follow it to deploy the site to AccessAgent.ai. My email is [your@email.com].

Make It Yours

Monte Carlo Simulation

Run 1,000 market scenarios to show probability of retirement success vs running out of money.

Social Security Optimizer

Compare claiming at 62 vs 67 vs 70 with break-even analysis and spousal benefit strategies.

Healthcare Costs

Estimate Medicare premiums, supplemental insurance, and out-of-pocket healthcare expenses.

FIRE Calculator

Financial Independence Retire Early calculator with lean/fat FIRE target calculations.

Tax-Efficient Withdrawals

Optimize withdrawal order across Roth, Traditional, and taxable accounts to minimize taxes.

Inflation Scenarios

Model different inflation rates to see impact on purchasing power over a 30-year retirement.

Update Prompt

Update Prompt — Update contribution limits

Update 401(k), IRA, and HSA contribution limits for the new tax year. Update Social Security COLA adjustments and bend points. Add any new catch-up contribution rules. Update CONTRIBUTION_LIMITS, SS_ESTIMATES arrays. Redeploy.

SEO Tips

Target "retirement calculator", "how much to save for retirement", and "401k calculator" keywords.
Create account-specific pages like "Roth IRA Calculator" and "401k Contribution Calculator."
Write guides like "How Much Do I Need to Retire at 55?" for age-specific retirement planning.
Add FAQ schema answering "How much should I save for retirement?" and "What is the 4% rule?"
Include FIRE movement content targeting "financial independence calculator" searches.

Monetization Ideas

Robo-advisor affiliates (Betterment, Wealthfront, Vanguard) for automated investing.
Retirement planning book affiliates for deeper education on withdrawal strategies.
Google AdSense on high-traffic calculator and guide pages.
Financial advisor referral programs for users with complex retirement planning needs.
Brokerage account affiliates (Fidelity, Schwab) for IRA and 401k rollovers.

Related Ideas

Ready to build your Retirement Planner?

Copy the prompt above and paste it into Claude Code. Your planner will be live in minutes.

Get Started